Runaway teenager Kathy Benson, seeking shelter in the warehouse, calls police when several men break in. Before fleeing the scene, Kathy gets a clear look at the leader, Gregg Colby, a prominent citizen and former U.S. Senator, attempting to solve his money problems by stealing from his own warehouse, collecting the insurance, and later selling his own ""stolen"" merchandise. He pretends to offer assistance to police investigating the case so that he can silence the only eyewitness, Kathy.

Marco, an arsonist-killer posing as a fireman, engineers a fire during Southern California's dry season in the area's most affluent neighborhood. While looting the evacuated home of a wealthy couple, one of Marco's men kills a fireman. When S.W.A.T. is called in to locate a possible sniper, T.J. McCabe is shot and Marco escapes with a truckload of loot.