21-year-old street smart hustler, Elsie Masalla, agrees to help her charming but hopeless father Robert pay back a bad debt, entering the crosshairs of a local crime boss.

Elsie gets to work trying to bring in some passive income, but Robert has his own ideas on how to make fast cash, which risks getting them thrown in jail.

Elsie seeks out her estranged mother Moreblessing for help, while Robert worries Elsie might abandon him.

Elsie and Robert hatch a plan to pose as real estate agents leasing houses to wealthy renters.

Elsie is feeling the pressure, so she plans a risky high-tech robbery to obtain expensive smart watches that might give her a huge payout.

When Robert goes out to collect on the car insurance scam, criminal debt collector Johnny kidnaps Elise.

Elsie and Robert finally gather the money to settle the debt, but a sudden change of heart from Robert leaves him in more peril than ever before.