Compulsive gambler Danny arrives in a small Lake District village and gets a job working under a tyrannical, sex-mad chef in a hotel. He loses the job after making local girl Emma pregnant, and takes charge of hiring out boats. But then there’s a tragic accident while he’s phoning in a bet.

Despite Danny's efforts, three schoolgirls have drowned in the lake and the angry villagers make him the scapegoat.

Everyone gets to hear Chef having sex with Lucy. The inquest is held with Danny in the dock, putting a strain on his relationship with Emma. The passion between Bernie and Father Matthew boils over.